comenity bank victoria's secret angel card

COMENITY BANK VICTORIA'S SECRET ANGEL CARD HOW TO

The options I have heard so far are:ġ) Close the card immediately and damage your creditĢ) Pay off the card (which I did immediately once I realized what had happened) and don't use it, which will damage your creditģ) Use the card and pay the bills on time each month and this won't damage your credit? I want to minimize damage being done to my credit.

The card is with Comenity Bank I do not even know who that is. I am usually a very responsible person, never borrow money, have no loans, nothing like that. I have heard horror stories of bad credit ruining you for life, etc. I do not want a new credit card, I have no need for this VS credit card, I am scared shitless. I do take responsibility for being naive, but I am moving past that now.Īnyway, so I 'signed up' for the card and she was like 'Okay, here's all your new credit card info, it'll be shipped to you in a week.' I was floored. Not once did she tell me what it truly is or explain to me all of the cons of it. As I have done that sort of thing before with zero consequences. I literally just thought it would be some type of points card, that is it. What happened: I went to VS to buy a couple of bras and at checkout the lady asked me if I wanted to take 15 dollars off by signing up for VS Angels.

I have called Victoria's Secret's customer service line and got some somewhat helpful information, but I would also like to know where else to look. Please do be kind and respectful, though straight forward, as I am here to learn and would like some advice on my situation. My dad did originally set up the cards for me, so I have zero idea of what that all entailed. I am 20, I am in college, and currently have one credit card that I use for gas and food, and one debit card that I have a savings account with. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit.įirst off, this is a throw away because I'm currently kind of scared shitless on all levels.

COMENITY BANK VICTORIA'S SECRET ANGEL CARD HOW TO

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Comenity bank victoria's secret angel card