At the end of the book, there are 2 pages for Christmas budgeting, 2 pages for regular bill tracking, and 2 pages for an annual summary to track your progress throughout the year. ★ STYLISH, SMART & PRACTICAL PERSONAL FINANCE - This Budget Journal starts with 2 pages for making a financial plan for your life, then 2 pages for setting your financial goals and their breakdown on the mind map, then 4 pages for tracking savings, 4 pages for debt tracking, followed by 12 months (8 pages per month).At the end of the month, review what happened, spot bad spending habits, think about how you can improve next month. During the month, track all your spending, income and savings. Make a monthly spending plan for each expense category before the month even starts. Add reminders for bills and payments due on the calendar. Each month write down your monthly financial goals, these will be your milestones towards your one-year goals. ★ PERSONAL FINANCE & BUDGETING ARE EASY with Legend Budget Book.By using this budget tracker, you can become a personal finance and budgeting expert. It can help you to manage your budget, savings, debts, payments, bills due, cash flow and expenses in 1 place. ★ TAKE CONTROL OF YOUR MONEY & HIT YOUR FINANCIAL GOALS - Are you looking for the best budget planner to keep your money organized? Legend Financial Planner will help you create a budget before you spend, track expenses, start saving, get out of debt and achieve your financial goals.

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